### Highlights
- Improve cash flow by allowing members to top up funds in advance
- Increase loyalty with credits that can be spent on purchases or program rewards
- Enhance transparency by tracking credit balances, additions, and deductions in real time
- Simplify payments with support for in-store redemption and POS integration
### Overview
Credit transforms your loyalty program into a prepaid wallet that gives customers flexibility while strengthening your business cash flow. Members can top up funds into their accounts and use them across eligible purchases, reward redemptions, or other activities within your program. For businesses, this ensures upfront revenue and greater customer commitment, as members are more likely to return and spend their stored credit.
Credits can be redeemed in-store through the StoreApp or directly via integrated Point of Sale (POS) systems, ensuring a smooth experience at checkout. Every transaction — from top-ups to deductions — is tracked, giving both staff and members complete visibility of balances. Beyond convenience, Credit creates stronger retention by encouraging members to stay engaged and use their balance, while giving businesses valuable insights into customer behavior and spending patterns.
### Core Components
- Top-Up Functionality: Allow members to add funds to their account balance anytime
- Credit Redemption: Spend credits on purchases, redemptions, or other program activities
- StoreApp & POS Integration: Support in-store usage through StoreApp or connected POS systems
- Transaction Tracking: Monitor top-ups, deductions, and balances for each member
- Cash Flow Support: Secure upfront payments that help stabilize revenue
